Caramel Financiers

Why You’ll Love This Recipe

Caramel Financiers take the beloved almond cake to the next level by adding a surprise molten caramel center. The use of browned butter adds a nutty, aromatic depth, while the almond flour gives the cake its delicate, tender crumb. The combination of a slightly crisp exterior, a buttery interior, and a gooey caramel center makes these a truly irresistible treat. They’re perfect for sharing with friends or serving at any special occasion, offering a sophisticated dessert that’s sure to impress.

Ingredients

(Tip: You’ll find the full list of ingredients and measurements in the recipe card below.)

For the Cookies:
½ cup (113g) unsalted butter
¾ cup (75g) almond flour
½ cup (60g) all-purpose flour
¾ cup (90g) powdered sugar
¼ teaspoon salt
4 large egg whites
1 teaspoon vanilla extract
12 Rolo candies (or soft caramels if preferred)
Optional: flaky sea salt for topping

Directions

Step 1 – Preheat the Oven:
Preheat the oven to 375°F (190°C). Grease a mini muffin pan or financier molds.

Step 2 – Brown the Butter:
In a small saucepan, melt the butter over medium heat. Continue cooking until the butter turns golden brown and develops a nutty aroma, about 5–6 minutes. Remove from heat and let it cool slightly.

Step 3 – Mix Dry Ingredients:
In a large bowl, whisk together the almond flour, all-purpose flour, powdered sugar, and salt.

Step 4 – Add Egg Whites:
Stir in the egg whites until just combined. Be sure not to beat or whip them—just mix gently.

Step 5 – Add Flavor:
Stir in the vanilla extract, then gradually mix in the browned butter until a smooth batter forms.

Step 6 – Fill the Molds:
Spoon the batter into the prepared molds, filling each about halfway.

Step 7 – Insert the Caramel:
Press one Rolo candy into the center of each mold, then cover with a bit more batter so the candy is hidden.

Step 8 – Bake:
Bake for 12–15 minutes, or until the edges are golden brown and a toothpick inserted into the batter (not the candy) comes out clean.

Step 9 – Cool and Serve:
Allow to cool in the pan for 5 minutes, then transfer to a wire rack. Sprinkle with flaky sea salt, if desired. Serve warm or at room temperature.

Servings and timing

Servings: 12 financiers
Prep time: 15 minutes
Cook time: 12–15 minutes
Total time: 30 minutes

Variations

• Caramel Twist: Swap the Rolo candy for soft caramel cubes, dulce de leche drops, or chocolate-covered toffee for a different twist.

• Nutty Financiers: Add chopped toasted hazelnuts or pistachios to the batter for extra crunch and flavor.

• Dairy-Free: Use a non-dairy butter alternative to make these financiers dairy-free while keeping the rich flavor.

• Chocolate Financiers: Add 2 tablespoons of cocoa powder to the dry ingredients to make a chocolate version of these caramel-filled treats.

Storage/Reheating

Store leftover financiers in an airtight container at room temperature for up to 3 days. To keep them fresh for longer, refrigerate for up to 1 week. Reheat them in the oven at 300°F (150°C) for 5 minutes for a freshly baked experience.

FAQs

Can I use regular butter instead of browned butter?

While you can use regular butter, browned butter adds a unique depth of flavor that makes these financiers stand out.

What if I don’t have financier molds?

You can use a mini muffin pan or any small baking mold you have available. Just make sure to grease it well.

Can I freeze these financiers?

Yes! You can freeze the financiers for up to 3 months. Just wrap them tightly in plastic wrap and store them in an airtight container.

How do I know when the financiers are done?

The edges should be golden brown, and when you insert a toothpick into the batter (not the caramel), it should come out clean.

Can I use a different type of caramel?

Yes, you can substitute Rolos with other soft caramels, or try dulce de leche for a creamier filling.

How can I make these financiers less sweet?

You can reduce the powdered sugar in the batter or opt for less caramel in the center for a less sweet version.

Can I use egg substitutes in this recipe?

You can try egg substitutes like aquafaba (chickpea water) or a flax egg, but the texture might change slightly.

Can I make these financiers larger?

Yes, you can increase the baking time slightly if you use a larger mold, but be sure to check for doneness by testing with a toothpick.

What other flavors would go well in these financiers?

You can add citrus zest (like lemon or orange) to the batter for a fresh, zesty twist or a bit of ground cinnamon for warmth.

How do I make these financiers extra caramel-y?

For a more pronounced caramel flavor, drizzle warm caramel sauce over the financiers before serving.

Conclusion

These Caramel Financiers are the perfect combination of classic French pastry and indulgent caramel surprise. With their crispy edges, moist interior, and gooey caramel center, they are guaranteed to delight at any gathering or afternoon tea. The addition of brown butter and a touch of flaky sea salt elevates these little treats from simple to extraordinary, making them a truly unforgettable dessert.